Higher education in Europe will not be as expensive as in the USA, Canada, or Australia. In many countries, a year of study costs around 1,500 USD, while in America this figure will be 20 times more — 30,000 USD. In Britain, prices are also much higher than in the EU countries — from 12,463 USD per year. At the same time, in terms of the quality of education, universities in Europe are not inferior to universities in English-speaking countries: among the top-100 best universities in the world according to QS, 16 are European. However, there are some specificities.

Features of education in Europe

Vrije Universiteit Brussel
  • There are few programs in English. At the undergraduate level, English-taught programs are not universally available. Even in Germany, where English is quite widely known[1], public universities only offer 40 options (according to the DAAD search tool). On the other hand, at the Master's degree level, English-language programs have already become quite common.
  • Affordable education in the national language. In the Czech Republic, Poland, Finland, Norway, Greece, and Estonia, education in the national language is completely free. The language requirements are high, however — not lower than the B2 level, and in Germany — up to C1.
  • Discounts for students. The student card provides benefits throughout the European Union: public transport, accommodation, museums, and cafès, cost less for students.
  • It gets even cheaper in Eastern Europe. In Eastern Europe, it is cheaper to study not only because of the low tuition fees but also because of the low cost of living. In countries like Russia, Poland, and Bulgaria, living expenses are 2-3 times lower than in Germany or France.
  • Part-time work and employment. In most European countries, students can find employment and work up to 20 hours a week. You won't be able to earn a lot, but you can be compensated for food or housing costs. Also, many universities offer internships and help their graduates find work. For this, universities have special career centers.

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Affordable Master's degree in Europe

Aalto University

Master's degree programs in Europe last 1-2 years, depending on the country of study. As a rule, a Master's degree must correspond to a Bachelor's degree. This differentiates European education from American. One of the few exceptions to this rule is Russia. There are other things to keep in mind:

  • Language of teaching. The cost of studying depends not only on the country but also on the language and the type of program. For example, in Finland, you can study in Finnish and Swedish for free, including a Master's program. But English-taught programs are expensive — from 10,700 USD per year. There are also tuition-free Master's degrees in the national language in Norway, Czech Republic, Poland, Greece, and Estonia. In the rest of the countries, Master's programs in the local and English language will not differ much in price.
  • Types of programs. MBA and medical courses are much more expensive than all other Master's programs. Studying for a Master of Business Administration is considered particularly prestigious and costs 10,700-16,051 USD per year in most European countries. The same is true about medical education.
  • Study in English. Unlike the undergraduate degree programs, at the Master's level, English-taught programs are available in any major university. You may not find your specialty in one university, but it will definitely be in another.

Affordable universities in Europe

Western and Northern Europe

#UniversityCityCountryUndergraduate degree in the national language, yearUndergraduate degree in English, yearMaster's degree in English, yearDorm accommodation, month
3Scuola Normale Superiore di PisaPisaItalyfreen/afreefree
1University of HelsinkiHelsinkiFinlandfree13,910-19,261 USD13,910-19,261 USDn/a
3Tampere UniversityTampereFinlandfree10,700 USD6,420-12,840 USDn/a
2Aalto UniversityHelsinkiFinlandfree12,840 USD16,051 USDn/a
4Norwegian University of Science and TechnologyTrondheimNorwayfreen/afree428-642 USD
1University of OsloOsloNorwayfreen/afree383 USD
3University of BergenBergenNorwayfreen/afree321-535 USD
36FH Vorarlberg University of Applied SciencesDornbirnAustria44 USDn/a44 USD263-414 USD
11University of FlorenceFlorenceItaly167-2,836 USDn/a167-2,836 USDn/a
18University of StrasbourgStrasbourgFrance197 USDn/a274 USDn/a
6Free University of BrusselsBrusselsBelgium262-1,552 USD262-1,552 USD893 USD340-511 USD
4University of ParisParisFrance279 USD279 USD357 USD302-535 USD
2TU MunichMunichGermany309 USD309 USD309 USDn/a
10Free University of BerlinBerlinGermany669 USD669 USD669 USDn/a
6Humboldt University of BerlinBerlinGermany675 USD675 USD675 USDn/a
9University of GranadaGranadaSpain811 USDn/a878 USD214-1,819 USD
6University of ValenciaValenciaSpain889 USDfrom 963 USD2,521 USD347-559 USD
37University of AlicanteAlicanteSpain889-1,284 USDn/a960-2,521 USD350-560
5University of BernBernSwitzerland922 USD922 USD922 USDn/a
6University of GenevaGenevaSwitzerland971 USD971 USD971 USD431 USD
2Ghent UniversityGhentBelgium1,028 USD1,991 USD1,976-6,085 USD455-491 USD
18UC Leuven -LimburgLeuven, Dist, Hasselt, Diepenbeck, GenkBelgium1,028 USD1,028 USD1,028-1,883 USD321-535 USD
1ETH ZurichZurichSwitzerland1,418 USDn/a1,418 USDn/a
1University of ViennaViennaAustria1,596 USDn/a1,596 USD316-589 USD
9University of GrazGrazAustria1,596 USDn/a1,596 USD303-508 USD
11University of SienaSienaItaly1,926 USD1,926 USD1,477-3,159 USD321 USD
46University of OrleansOrleansFrance2,964 USDn/a260 USD185-691 USD

There are many universities in Northern and Western Europe with affordable prices for education. In Germany, France, and Austria, prices in public universities are fixed by law, and in Norway and Finland, education in the national language is completely free. On the other hand, the high cost of living there "balances out" the low cost of education. The major expense in most countries is housing. Universities rarely have dormitories, so students have to rent apartments or rooms on their own.

  • Germany. Education in German state universities is free for everyone, including foreigners. Students only pay administrative fees from 171 USD to 749 USD per year. These cover, for example, travel on public transport. Accommodation will cost at least 10,700 USD per year — having that much in your bank account is a requirement for a student visa. Scholarships such as DAAD can help cut costs. Another important condition: you will not be able to enroll in a Bachelor's program immediately after school if it lasts 11 years or less in your home country. First, you have to spend a year at the preparatory courses at Studienkolleg or in a university at home.
  • Austria. In Austria, as in Germany, in public universities students pay fixed fees — 749-1,605 USD per year. It is still incomparably cheaper than studying in the USA or the UK. The requirements for a student visa depend on age: if you are under 24, you will need at least 6,420 USD for a year, if more — 11,449 USD. The minimum level of German for admission to a university is C1, but you can also enter preparatory courses with A2+.
  • France. In all public universities in France, the tuition fee for foreigners is universal: 2,964 USD per year for Bachelor's and 4,034 USD for Master's degree programs. But some universities, for example, the University of Paris, gave foreign students partial benefits in 2020/21: now they pay the same as locals — 279 USD for Bachelor's and 357 USD for Master's programs[2]. However, English-taught programs, as a rule, are more expensive — 4,280 USD/year or more. To obtain a student visa, the applicant must have at least 658 USD on their account for each month of stay.
  • Belgium. Prices in Belgian universities start from 1,070 USD per year. There are a few English-language undergraduate programs, and prices for them can go up to 4,280 USD. Most of the teaching is in French, Dutch or German. The minimum level of language proficiency is B2. It will take about 14,981 USD per year in living expenses, and for a student visa, it is necessary that the sponsor of the student earns at least 2,104 USD per month.
  • Italy. Education in Italy is considered relatively inexpensive, the average cost is 2,140-3,210 USD per year. There are also completely free universities that even cover the cost of living and meals. For example, the Teacher Training School of Pisa. But the competition is very high there. Also, some universities give discounts to children from large and needy families. Accommodation will cost at least 6,500 USD per year. It is impossible to enter immediately after grade 11, first you need to take preparatory courses or study for a year at a university in your homeland.
  • Finland. In Finland, foreign students can get a completely free education in both undergraduate and graduate programs. There is only one condition: the program must be in Finnish or Swedish. English-language programs are expensive — 10,000-12,000 USD/year. To obtain a student visa, you will need 7,191 USD per year, but the actual costs will be at least 10,700 USD/year. More money will be spent on housing in Finland, since many universities do not have residences.
  • Switzerland. Studying in Switzerland is surprisingly cheap: on average it costs 963 USD per year. But in order to enroll, you will have to spend two years at a university at home or complete a one-year preparatory program at a local university. Teaching is done in French or German, the minimum language level is C1. The cost of living in the country is very high. For a student visa, you need a minimum of 23,233 USD per year.
  • Norway. Education in Norway is free for all students, regardless of the language. You only need to pay small contributions of 27-55 USD. Though there are very few English-language programs — 15 in the whole country. And life in Norway is also not cheap: for a student visa you need at least 12,947 USD per year.
  • Spain. You cannot study for free in Spain, but the tuition fees there are relatively low: they start from 856 USD per year, for example, at the University of Granada. The average cost in other public universities is 2,140-3,210 USD/year. At the same time, some universities offer discounts for students from large families. Living in Spain is also not very expensive: for a student visa you need to have 7,490 USD per year in your account. Because of this, Spain is one of the most affordable options among Western European countries.
ETH Zurich

Eastern and Southern Europe

#UniversityCityCountryUndergraduatedegree in the national language, yearUndergraduate degree in English, yearMaster's degree in English, yearDorm accommodation, month
8Czech University of Life Science in PraguePragueCzech Republicfree205-3,340 USD205-4,456 USD96-161 USD
17University of GdanskGdanskPolandfree1,174-2,912 USD1,644-1,819 USD128 USD
4Warsaw University of TechnologyWarsawPolandfree1,605-2,247 USD1,070-2,889 USD107 USD
1Charles UniversityPragueCzech Republicfree2,140-9,074 USD2,140-14,849 USD161 USD
2Masaryk UniversityBrnoCzech Republicfree2,354 USD2,140-13,910 USD72-193 USD
6University of WrocławWroclawPolandfree3,210-3,906 USD3,745-3,906 USD169-244 USD
3Tallinn UniversityTallinnEstoniafree3,531-4,922 USD1,954-4,280 USD182-219 USD
1University of TartuTartuEstoniafree4,066-5,350 USD4,066-6,420 USD57 USD
2National and Kapodistrian University of AthensAthensGreecefree6,420 USD0-6,420 USDn/a
3Aristotle University of ThessalonikiThessalonikiGreecefreen/a0-5,350 USDfree
1University of CreteHeraklion, RethymnononGreecefreen/a0-4,280 USDfree
7Estonian Business SchoolTallinnEstonian/a2,461-2,707 USD2,648-3,611 USDn/a
1Eötvös Loránd UniversityBudapestHungary1,070-1,712 USD3,852-8,988 USD2,782-8,967 USD83-194 USD
6University of PecsPecsHungary1,070-4,815 USD3,852-8,132 USD4,708-11,770 USD119 USD
3University of SzegedSzegedHungary1,177 USD3,210-6,634 USD4,066-8,774 USD54 USD
5Klaipeda UniversityKlaipedaLithuania1,412-2,777 USD1,412-3,050 USD2,996-4,387 USD59-128 USD
2New Bulgarian UniversitySofiaBulgaria1,445 USD1,445 USD1,605 USD75-107 USD
14Varna University of EconomicsVarnaBulgaria1,605 USD1,605 USD3,210 USD75-107 USD
15Ventspils University of Applied SciencesVentspilsLatvia1,626-3,210 USD2,247-5,350 USD2270-341051-98 USD
4Latvia University of Life and Sciences TechnologiesJelgavaLatvia1,669-3,210 USD2,140-4,280 USD2,354-4,280 USD89-144 USD
4Vytautas Magnus UniversityKaunasLithuania1,786-7,461 USD2,812-8,141 USD4,268-5,122 USD161-193 USD
10Varna Free UniversityVarnaBulgaria2,054 USD2,054 USD3,210 USD75-107 USD
1University of LatviaRiga Latvia2,354-4,280 USD2,354-5,136 USD2,531-6,420 USD107-289 USD
2Vilnius Gediminas Technical UniversityVilniusLithuania2,812-19,223 USD1,786-3,158 USD3,159-4,531 USD118-161 USD

The universities in Eastern and Southern Europe are considered less prestigious than in Western and Northern. But education there is also good. St. Petersburg State University, for example, is considered one of the 50 best universities globally to study for a Master in Management[3]. In addition, these universities have many English-language Bachelor's programs — many more than in Western Europe. And education in the national language in many countries is completely free. Living expenses are about as low as it gets: universities have dormitories that cost 107-161 USD per month, so you won't have to spend a lot of money on accommodation.

  • Russian Federation. Russian universities offer a good balance between price and quality — the cost of a single year ranges from 600 to 6,420 USD, averaging around 2500. The majority of programs are taught in Russian, but there is a growing number of options in English, especially at the graduate level. Russian universities offer about 15000 state-funded seats for international students. To apply for a program in English, you will need a certificate of previous education, a motivation letter, and IELTS/TOEFL results (unless you are a native English speaker). An interview is also relatively common. You can learn more on the official website for international students in Russia.
  • Czech Republic. Studying in Czech is completely free. For admission, you must pass a language exam at the B2 level. You can prepare for it both at home and at a university in the Czech Republic. There are also English-language programs, but their prices start at 3,000 USD per year. To obtain a student visa, you need to have 3,745 USD in your account per year of study.
  • Poland. Just like the Czech Republic, in Poland education in the national language is free. Universities accept students with a C1 level and above. But in general, knowing Polish is not necessary to study, there are many English-language programs in the country. For non-EU citizens, education costs 2,000-3,000 USD per year. For EU citizens, prices will be lower. A year of living in Poland will cost at least 4,280 USD.
  • Bulgaria. Education is conducted mainly in Bulgarian, but there are also English-language programs — about 20% of total. There are also programs in Russian, German and French. The average cost of education is 2,000-3,000 USD per year, at least 4,280 USD will be spent on living. Bulgaria is a member of the European Union, so Bulgarian education can be a good start for immigration to the EU.
  • Hungary. In Hungary, compared to other European countries, there are many English-language programs. There are almost two hundred of them at the undergraduate level[4] alone. There are programs in other languages, too. The average tuition fee is 3,210-5,350 USD per year and about 7,490 USD will come in living expenses. But the costs can be reduced with the help of scholarships and grants offered by the government and universities.
  • Greece. Education in Greek public universities is free but available only in the national language. It can be learned in the year-long preparatory courses at universities, tuition there costs only 856 USD. There are also Master's programs in English, but most of them are paid. The minimum monthly budget is 321-428 USD, which is quite cheap for Europe. And because of their low cost, local medical programs are especially popular. Prices start at 1,605 USD per year.
  • Baltics. Education in the Baltic countries is becoming more and more popular among foreign students. In Estonia, for example, the number of international students has doubled since 2014. Students are attracted by relative economic well-being, a large number of English-language programs and low tuition fees: in Latvia and Lithuania, prices start from 1,605 USD per year, in Estonia — from 3,210 USD. Moreover, education in the national language in Estonia is free.
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